Search: Ethan Smith

Author: Ethan Smith

#489 Tips To Improve Chances Of A Small Business Loan

A new startup, a new grocery store or an established eatery looking to expand further – all are small businesses. Such companies often need capital for their new or expanding business and have specific loan requirements. A brick and mortar business may need money to expand into ecommerce, an es... see more

#486 The Dangers of Using Your Retirement to Pay for Your Child’s College

As parents, you want to help your child succeed, no matter the costs. However, one of those costs should not be your retirement. According to a 2014 Sallie Mae survey, 7% of families dipped into their retirement to help foot the costs for college. This trend is growing in popularity, but that doe... see more

#464 Five Distinct Features of Medicare Advantage

Once a year, in the Open Enrollment Period (Oct. 15 to Dec. 7) all seniors in Medicare have the option to switch from Original Medicare to another option known as Medicare Advantage.Unlike traditional Medicare, where the government program acts as your insurer, Medicare Advantage benefits ... see more

#447 Top Retirement Strategies For Government Employees

Retirement planning is different if your career has been as a government employee. All the mainstream advice about 401(k) plans and Social Security benefits doesn't apply to you. Here's a look at the top strategies for government employees to plan for a successful retirement.Know Y... see more

#431 How Interest Rates Work On A Mortgage

Buying a home with a mortgage is probably the largest financial transaction you will enter into. Typically a bank or mortgage lender will finance 80% of the price of the home, and you agree to pay it back – with interest – over a specific period of time. As you are co... see more

#418 10 Best Cities In Florida For Retirement

Between its warm climate and gorgeous beaches, it's no wonder Florida is such an attractive state for retirees. It doesn't hurt that the state has no tax on income (see Finding A Retirement Friendly State and Overall Tax Burden By State and has a relatively low cost of living.No doubt, par... see more

#389 A Quick Guide on How to Insure Jewelry

Some of the most valuable assets in your home may be unprotected.We're talking about your fine jewelry: your diamond engagement ring, the vintage Rolex Dad left you, the black-pearl necklace you picked up in Tahiti. Sure, you most likely have a comprehensive insurance policy covering your ... see more

#385 What If You Were Taxed Like a Multinational?

As you endure the expense and drudgery of finishing up your tax returns before this year's delayed April 18 deadline, let's look at how things would be if Congress taxed you like an American multinational corporation. I'll give you the good news first because the bad news, which I'll leave... see more

#351 Getting Life Insurance in Your 20s Pays Off

Most young Americans are not thinking about life insurance policies, but they should. Life insurance is the ultimate financial tool for those big "what if" moments. It can be useful even when the death benefit is not triggered, as long as it is used appropriately. Life insurance is not a panacea,... see more

#337 Don’t Fail Student Loan Debt 101

Student loan debt is a nightmare for millions of consumers. It doesn't help that many of these loans are being managed improperly due to lack of knowledge on the borrower's behalf."It is very uncommon for consumers to have such a large amount of debt and yet not know their interest rate or... see more

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